About Us

who we are

FEE-ONLY Financial Planning and Investment Management

Fee-only financial planners are Investment Advisor Representatives with a fiduciary responsibility to act in their client’s best interest. A fee-only advisor is compensated only by the fees he or she directly charges to clients, and not by commissions earned from a sale of a financial product.

Certified fee-only

Fischer Investment Strategies is a NAPFA Certified Fee-Only firm

The National Association of Personal Financial Advisors (NAPFA) is the leading professional organization of fee-only advisors that are Certified Financial Planners®. NAPFA is distinguished both by the competence of its advisors and their method of compensation. At FIS, we do not accept any fees or compensation based on product sales (commissions) or revenue sharing (kickbacks – typically from mutual funds with high expense ratios). Our fee is completely transparent and billed directly to the client either on an hourly basis, flat fee or on a percentage of investment assets under management.

you might be wondering

There is a difference between “FEE-ONLY” and “FEE-BASED”

How can a Fee-based (AKA: Commission-based) advisor operate as a true fiduciary when their clients are likely limited to an investment menu that first-serves the advisor’s wallet or company, or both instead of the client?

At FIS, we do not sell investments or insurance, nor do we earn commissions or kickbacks of any kind. Our incentive is transparent and it’s a win-win… the more money we make for our clients, the more money we make; the less money we make for them, the less money we make… the way it should be!
The SEC’s Regulation Best Interest (Reg BI) now requires advisors to fully disclose their method of compensation within a 2-page summary called Form CRS (Customer Relationship Summary) on their website.

We strongly recommend reviewing a firm’s CRS when selecting an advisor.

See Our Form CRS

Our Investment Philosophy

At FIS, our investment philosophy is based on academic evidence and empirical data in the field of Investment Science and Modern Portfolio Theory (MPT). MPT was pioneered by Harry Markowitz, and was further refined by Eugene Fama who won the 2013 Nobel Memorial Prize in Economic Sciences. Our clients draw comfort from the knowledge that our investment management strategies are shared by many Nobel Laureates in economics, investment experts including Warren Buffet, and top business schools throughout the United States. FIS realizes that every client has different goals and a unique set of financial circumstances. Our mission for every client is simple: to provide the highest expected rate of return, with the least amount of risk based on the client’s situation, using a low-cost, globally-diversified and tax-efficient portfolio.

working with us

Our Team

Work with honest, caring people you can share a laugh with while mapping out your financial future. In addition to providing sound investment advice, we will help you create a comprehensive financial plan to maximize the probability of success in reaching all your financial goals over the entire span of your life. That said, life evolves… circumstances and goals change, and so should your financial plan. We meet regularly with our clients to update their plans with all the latest available information. This offers tremendous peace of mind that comes with each client understanding his or her life-long financial roadmap, and it makes financial decisions much easier along the way. Life just gets simpler!